Author: Sharad Natani
India’s credit card market is steadily consolidating around a few major players, with private and public sector banks competing aggressively to capture a larger share of consumer spending. Latest data based on outstanding credit cards as of October 31, 2025, sourced from the Reserve Bank of India (RBI), reveals a clear hierarchy led by HDFC Bank, followed closely by SBI and ICICI Bank. HDFC Bank Maintains Top Spot HDFC Bank continues to dominate the Indian credit card landscape with a 22.3% market share, making it the largest issuer of credit cards in the country. The bank’s leadership can be attributed…
Retiring early or achieving financial freedom before the age of 40–45 may sound unrealistic to most Indians, but financial planners are increasingly calling it achievable, practical, and realistic—if done the right way. The secret, they say, lies not in sudden wealth or risky bets, but in discipline, clarity, and India-specific financial planning. Contrary to popular belief, early financial independence does not require striking it rich through crypto, startups, or inheritance. Instead, it is built slowly through consistent saving, smart investing, controlled lifestyle choices, and rising income. What Financial Freedom Really Means for Indians For most Indian households, financial freedom is…
In India’s vast administrative landscape, where impact is often measured quietly and over decades, Gokul Mahajan’s journey stands out as a story of consistency, courage, and commitment to public service. With three National Awards already to his name, Mahajan has now added another prestigious feather to his cap — the Raksha Mantri Honour, recognising his outstanding contribution to governance and national service. A Career Defined by Excellence Over the years, Gokul Mahajan has earned a reputation as an administrator who delivers results on the ground. Known for his people-centric approach and sharp administrative acumen, Mahajan’s work has consistently translated policy…
In a remarkable achievement that reflects discipline, courage, and unwavering dedication to the nation, Udaipur-born Prateek Singh Rao has scripted history by becoming a Lieutenant Colonel in the Indian Army at the young age of just 34. His promotion from the rank of Major marks a proud moment not only for his family but also for Udaipur district and the entire state of Rajasthan. Lieutenant Colonel Prateek Singh Rao, a resident of Aravali House, Pula, has earned this distinction through years of relentless hard work, a disciplined lifestyle, and deep-rooted patriotism. He began his journey in the Indian Army in…
दुनिया तेजी से एक ऐसे स्वास्थ्य संकट की ओर बढ़ रही है, जिसे अगर अभी नहीं रोका गया, तो इसके परिणाम आने वाली पीढ़ियों के लिए बेहद खतरनाक हो सकते हैं। इंटरनेशनल डायबिटीज फेडरेशन (IDF) की ताज़ा Diabetes Atlas (11वां संस्करण) रिपोर्ट के मुताबिक, 2050 तक दुनियाभर में डायबिटीज से पीड़ित लोगों की संख्या लगभग 90 करोड़ तक पहुंच सकती है। यह आंकड़ा मौजूदा समय की तुलना में बेहद चिंताजनक है। रिपोर्ट के अनुसार, 2024 में लगभग 50 करोड़ लोग डायबिटीज के साथ जीवन जी रहे हैं, जो वैश्विक वयस्क आबादी का करीब 11.1 प्रतिशत है। अगर मौजूदा जीवनशैली और…
Prime Minister Narendra Modi is set to inaugurate India’s first-ever nature-themed airport terminal at the Lokapriya Gopinath Bordoloi International Airport in Guwahati on Friday, marking a major milestone in Assam’s infrastructure and aviation development. The inauguration will take place during the Prime Minister’s two-day visit to the state. Built at an estimated cost of Rs 4,000 crore, the newly constructed terminal is the largest airport terminal in Northeast India, spread over a vast area and nearly seven times bigger than the existing facility. The ambitious project is expected to significantly enhance regional connectivity, promote tourism, and accelerate economic growth across…